Express your thoughts Freely.

Friday, February 6, 2009

N.Y.C. so costly you need to earn six figures to make middle class

More than $2,000 a month for day care. Some of the highest phone bills in the country. Jam-packed, 50-plus-minute commutes to work.
You knew it was tough to live in New York City — but this tough?
A new report shows just how ugly — and expensive — New York City can be, especially for the middle class, squeezed by skyrocketing living costs and stagnant wages.
The study, released Thursday by the Center for an Urban Future, shows that New York City is hands-down the most expensive place to live in the country.
Among the findings:
A New Yorker would have to make $123,322 a year to have the same standard of living as someone making $50,000 in Houston.
In Manhattan, a $60,000 salary is equivalent to someone making $26,092 in Atlanta.
You knew it was expensive to live in Manhattan, but Queens? The report tagged Queens the fifth most expensive urban area in the country.
The average monthly rent in New York is $2,801, 53% higher than San Francisco, the second most expensive city in the country.
“Income levels that would enable a very comfortable lifestyle in other locales barely suffice to provide the basics in New York City,” the report concludes.
Other belt-tightening details include:
New Yorkers paid about $34 a month for phone service in 2006. In San Francisco, similar service cost $17 a month.
Home heating costs have jumped 125% in the past five years and are up 243% since 1998.
Full-time day care costs can run up to $25,000 a year for one child, depending on the neighborhood, or about as much as some college tuitions.
Meanwhile, wages in the city have remained mostly flat in all boroughs but Manhattan — even during the boom years from 2003 to 2007.
It’s not only money that makes life here hard, researchers said — which might not be news to most New Yorkers.
Take commutes, for example. The report found that many New Yorkers put up with commutes double the national average of 25.5 minutes.
Commuting to Manhattan from St. Albans, Queens, can take 51.7 minutes, while getting there from Canarsie, Brooklyn, can run 50.8 minutes.
Researchers said the combination of skyrocketing costs, stagnant wages and a deteriorating quality of life forced hundreds of thousands of New Yorkers to flee the city for cheaper areas during the boom years from 2002 to 2006.
The report found that more New Yorkers left each year during the boom than left during the dark days of the early 1990s.
Center for Urban Future Director Jonathan Bowles noted that the number of people fleeing the city has slowed since 2007 as the rest of the country has sunk into recession, jobs have dried up nationwide and home values here started to sink.
Mayor Bloomberg downplayed the report but said he is concerned about the constant drumbeat of job losses in the city.
“There is turnover all the time. That’s very healthy,” Bloomberg said. “We’re doing fine, but it is very worrisome, the number of people who are losing their jobs.”

Taken from the daily news.

It seems I need to relocate, any one have any idea of a city that is similar to NYC but cheaper?

Thursday, February 5, 2009


I am really sadden by the video I saw on you tube its fifty cent and rick Ross beef. rick Ross mentioned 50 cent baby mother in one of his diss songs, so 50 cent went to Florida and flew rick Ross baby mother to NYC and took her shopping, then he interview her and the way she acted was very disgraceful. At least so I think. 50 even went on to have sex with her, now you tell me now, did this lady remember that she has a child, did she though about the problem that the kid will have to live with, all the kids teasing him at school.
Ok take it that she wanted to promote her so called book, she did not even mention one thing about the boo, I think she is just a you know what….
Check the video and tell me what you guys think.

Wednesday, February 4, 2009

Tips to help us survive redundancy

Downsizing, rightsizing, call it what you may, many businesses are taking steps to prevent themselves from capsizing. The world is in turmoil and there is no longer any safe haven. Here in NEW YORK, we are also waking up, almost every morning, to learn of another company embarking on a redundancy exercise
Here are some tips to help us survive redundancy:
1. No job for life.
The modern workplace is unlike the one in which our parents worked. They worked in an era when an individual could have one job for a lifetime. In the modern workplace things change rapidly. A business is here today and gone tomorrow. No employer can guarantee a job for life but they can give us an opportunity to work at one job. Acquire new skills, experience and opportunities which can be used to keep us employed for life.

2. Acquire many skills.
The reality is that many of us will change jobs several times over a lifetime and, in the process, we might go through redundancy exercises. We all need to acquire many skills in the modern workplace to make ourselves marketable. Those who will survive the current crisis are those with several skills which are relevant and marketable.

3. The job is redundant, not you.
It is important to remind yourself that it is the job that was made redundant, not you. As long as you make yourself marketable, you can never be made redundant.

4. Your feelings are real.
When an organization embarks on a redundancy exercise, workers are overcome by feelings of uncertainty, fear, anger and other emotional distress. Recognize that these feelings are real. A badly handled redundancy exercise can impact on staff morale and negatively affect the culture of the organization. Many organizations have never been able to rebuild trust due to poorly handled redundancy exercises. It is important that companies put measures in place to provide emotional support for their workers to reduce the psychological distress and to prevent those who remain behind from becoming cynical and demoralized, as a result of their feeling of upset at the manner in which the redundancy exercise was handled.

5. Deal with losses.
Redundancy is associated with multiple losses. Loss of regular income, loss of friends as we become separated from the organization, loss of routine as you no longer have a job to go to and a structured day, loss of status and function. We all go through grieving as we deal with any loss in our lives. It is important to understand the stages of grieving. The first stage, denial ('This will not affect me'; 'God will not allow this to happen to me'); the second stage, anger ('How could this happen to me'; 'This is how they have treated me after so many years'); the third stage, depression (during this stage many people become sad, they may even need medical treatment) and finally, the stage of acceptance ('I will move on').

6. Know your benefits.
If your job is made redundant, ensure that you are aware of your benefits and take full advantage of them. Redundancy can be overwhelming and sometimes we become so angry and bitter that we become blinded and we do not think logically.

7. Seek professional help.
You may need professional help to work through your emotional distress and to help to plan your life. Many of us will need financial advice to make appropriate decisions as to how to handle our money, especially if we receive redundancy payments.

8. Take difficult decisions.
Don't be afraid to make those tough and difficult decisions. You might have to sell your car. You might have to move out of your house and rent it in order to ensure that the mortgage is paid. You might have to move in with family or you might have to change your children's schools. Sometimes, we just have to make painful decisions in order to survive.

9. We will survive.
Most people survive redundancies. It can be an opportunity for you to reflect on your life; to make critical decisions; to re-tool and re-school yourself and to change careers.

10. This too will pass.
Your job has been made redundant and you are going through emotional pain, this too will pass. Life is 10 per cent what happens to us and 90 per cent how we respond to it.ALL THE BEST


I am currently an accountant and I am getting tired of it, yes I do love numbers but doing the same thing over and over is not me anymore. So I decided to get a career change, I have two choices mind, one is Masters in Finance and the other is Investment banking.

I think I rather interact with people and putting a smile on their faces, so that’s my main reason for choosing those two options’, I worked with a brokerage house once before for one year and I loved it, but them I had to go back to school, so I know its something I would love also.

My main reason for not being in school as we speak is for the main reasons allot of people keep putting off school and it’s the finances. I really wanted to get In the NYU MBA program January that have just passed, but when I check out the cost per credit it was too dam expensive TUITION PER CREDIT: $1,470.

So for the past month I have bin wondering how am I going to pay for that. My original plan was to work full time and go to schools part time, in order to pay my way through school. But with a big budget like this one, I am not sure I could afford that and all my other expense.

So last night HeavenBlessing? My blog Crush lol and I were having a conversation and it lead to the discussion of grad school, I have to say this! She gave me new hope, she told me all about the programs I could apply for that fiancé grad school and I am optimistic and looking forward to exploit these sources she told me about. She is not just beautiful, she smart, and is warm person to talk to.

So I am asking for you guys help, advise me on what I should do, tell me about all the programs that you know of that could help me finance grad school.

Tuesday, February 3, 2009


Why can’t I be single?

For some reason whenever I meet someone and or run into an old school or work mate, and they ask me my status and I say I am single, it’s a big o I know your lying.
So I think to myself what could it be, is liar marked on my forehead? For some reason this always turn me off from a new girl, please get to know me, before you judge me.
I have bin single for one year now and at most I chose to be single, mainly because I did not think I was ready for a serious relationship.

But of late I am getting the feeling that I am ready for some one who is serious; I am really getting tired of being single and messing with random people. There is nothing like having someone special to share your life with, boy finding that someone is not always an easy job. I don’t really do dating sites, when I was in college I use to meet allot of people on MySpace and some other social sites, but as I said I was not read to settle down I was unstable and just wanted t have fun.

I read allot if females profile on here that are really smart and seem attractive, but they all suffer from lack of man syndrome, so I am here hoping to find an educated, beautiful, and someone who has a good sense of humor, and they on the other hand is searching for the same of the opposite sex, so I came to the conclusion that there are men out there, females just need to look in the right places. Another thing is that you guys are not going to find a man that has the whole package; I am not suggesting that you settle for less.

I know it’s hard to find a young educated man, that is not already married or has a girl. At times we are in a relationship and one simple thing happen and we just let go, letting go is not always the best thing to do, I have done it and today I wish I did not. We as human need to learn how to work out our differences (however if its severe let it go, don’t stay if you being abuse in any way or form) no one is perfect and if you can find it in your heart to forgive someone then do it, it might now work out in all cases but in some it will.

Men do cheat, is it right? Well I will leave you to decide that. Females might have the perception that males cheat because they don’t respect their feeling, but that’s not always the case. People cheat for different reasons and the funny enough some guys cheat for no reasons, an often this is the worst thing to understand, I know you might be saying what you mean by no reason. But the relationship could be as good as gold and a man still cheat, sex life might be great, financial life might be great, communication is good. But them the guys still cheat. I know this leaves females baffled and they often think there is no hope in men. But there is a thing call TIME. When a man is just not ready to settle down, there is nothing you can do to keep him at bay, and I say it again nothing.

A guys mentally is totally different, females often meets a guy, fall in love and say they want to spend the rest of their lives with this guy, for males its not necessarily the same.
A man has to feel that’s its time to settle down, and this feeling come in every ones life at a different age, some early ,some late, and some too late.

I have met some great females in my life, but at the time I was just not ready to settle down, I was really not, and I was honest enough to tell them, some were hurt by my honesty and some were happy I came straight forward and told them.
However most men, don’t have the guts to do this, because of many reasons, and the most selfish one is that, they wont get in the panties if they tell you guys the truth, which is not always the case. So instead of rushing in a relationship with a guy and getting hurt try to find out where the guys mind is, its simple but could be complicated if your kind of slow. One of the simple and obvious things that girls miss it this, you are with a guy any every serious plan he makes he says HE, and not WE, that mean your simple not important, get that in your head.

If your with a guy and he is buying something such as a house or car and your not involve, and your input don’t matter, get with it your not important.

If a guy is very conservative in spending money on you, chances are he doesn’t think much of you. Don’t get me wrong if he can’t afford to take you to Paris that’s different.
When I am dating someone I can see a future with I go all out, on the other had if I don’t think its going to work out, I am not going too hard on my pocket.

So I am suggesting this one little thing before you rush in a relationship try to get to know where in life the person is, because not because a guy is 50 years of age mean he is ready, and not because he is 22 mean is cant be ready, each man is different. I am happy I started at a tender age, so my adventure is now over and I am looking forward to find someone to really enjoy what life has to offer.

Its black history month so i have to include at least a pic in each post this month.PICTURE BELOW BOB MARLEY THE GREATEST REGGAE ARTISTE OF ALL TIME (


To be continued: